When purchasing an oven, keep in mind that there may be special codes or insurance needs. The two major specifications which insurance companies may want businesses to meet include Factory Mutual (FM) and Industrial Risk Insurance (IRI). FM is an association of mutual insurance companies that are dedicated to loss prevention. It investigates means of preventing and minimizing fire and other losses. IRI, formerly FIA, is comprised of member stock insurance companies, concerned with all phases of fire protection and other perils insured against by its members.

For further details on which insurance association your organization must address, contact your insurance agent and discuss with them the type of equipment to be purchased and what specifications they require, if any. Keep in mind that oven manufacturers will usually build to your specifications.

Consult your state’s department charged with regulating this type of equipment for their compliance requirements.